Terms of Use
These terms apply to your use of DigiForge HQ at digiforgehq.com (the “Site”). By using the Site you accept them. If you do not agree, please do not use the Site.
1. Educational information only
The calculators, guides and other content are provided for general educational purposes. They are estimates based on published rules and figures and simplified assumptions. They are not financial, tax, legal, medical or benefits advice, and they do not create any professional relationship. Your actual benefits, premiums and taxes are determined by the Social Security Administration, the IRS, Medicare, your state and other bodies. Please read our Disclaimer.
2. No government affiliation
DigiForge HQ is an independent website. It is not affiliated with, endorsed by or acting on behalf of any government agency.
3. Acceptable use
You agree not to misuse the Site, including by attempting to disrupt it, access it by automated means that place an unreasonable load on it, copy substantial parts of its content for republication, or use it for any unlawful purpose.
4. Intellectual property
The Site’s text, design, logo, code and calculators are owned by DigiForge HQ and protected by copyright and other laws. You may print or share links to pages for personal, non-commercial use. Government figures and publications we cite remain the property of their sources.
5. Accuracy and changes
We work to keep figures accurate and current, but rules change and errors can happen. We may update, change or remove any content or calculator at any time without notice. If you find an error, please tell us.
6. Third-party links and advertising
The Site links to third-party websites and displays advertising served by third parties. We do not control and are not responsible for their content, products or practices. An advertisement is not an endorsement.
7. Limitation of liability
To the fullest extent permitted by law, the Site is provided “as is” and “as available” without warranties of any kind, and DigiForge HQ is not liable for any loss or damage arising from your use of, or reliance on, the Site or its content. Some jurisdictions do not allow certain limitations, so some of these may not apply to you.
8. Governing law
These terms are governed by the laws applicable in the jurisdiction where DigiForge HQ is operated, without regard to conflict-of-law rules, unless the law of your place of residence requires otherwise.
9. Changes to these terms
We may revise these terms. The “Last updated” date shows the latest version. Continued use of the Site means you accept the revised terms.
10. Contact
Email [email protected].